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  <!-- Articles / Learn Center -->
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  <url><loc>https://retirearmor.com/articles/how-smart-investors-using-gold-protect-retirement-2026</loc><changefreq>monthly</changefreq><priority>0.8</priority><lastmod>2026-05-18</lastmod></url>
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  <url><loc>https://retirearmor.com/articles/how-to-rollover-ira-401k-to-gold</loc><changefreq>monthly</changefreq><priority>0.8</priority><lastmod>2026-05-18</lastmod></url>
  <url><loc>https://retirearmor.com/articles/risks-facing-traditional-401k-ira-2026</loc><changefreq>monthly</changefreq><priority>0.8</priority><lastmod>2026-05-18</lastmod></url>
  <url><loc>https://retirearmor.com/articles/geopolitical-risks-retirement-savings-gold</loc><changefreq>monthly</changefreq><priority>0.8</priority><lastmod>2026-05-18</lastmod></url>
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  <url><loc>https://retirearmor.com/articles/gold-ira-rollover-complete-guide-2026</loc><changefreq>monthly</changefreq><priority>0.8</priority><lastmod>2026-05-18</lastmod></url>
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  <url><loc>https://retirearmor.com/articles/401k-to-gold-ira-rollover-step-by-step-2026</loc><changefreq>monthly</changefreq><priority>0.8</priority><lastmod>2026-05-18</lastmod></url>
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  <!-- pSEO: Age pages (/gold-ira-age/:age) -->
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  <!-- pSEO: Employer 401k rollover (/401k-rollover/:employer) -->
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  <url><loc>https://retirearmor.com/401k-rollover/amazon</loc><changefreq>monthly</changefreq><priority>0.7</priority><lastmod>2026-05-18</lastmod></url>

  <!-- pSEO: Balance / Protect My IRA (/protect-my-ira/:amount) -->
  <url><loc>https://retirearmor.com/protect-my-ira</loc><changefreq>monthly</changefreq><priority>0.8</priority><lastmod>2026-05-18</lastmod></url>
  <url><loc>https://retirearmor.com/protect-my-ira/25k</loc><changefreq>monthly</changefreq><priority>0.8</priority><lastmod>2026-05-18</lastmod></url>
  <url><loc>https://retirearmor.com/protect-my-ira/50k</loc><changefreq>monthly</changefreq><priority>0.8</priority><lastmod>2026-05-18</lastmod></url>
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  <url><loc>https://retirearmor.com/protect-my-ira/100k</loc><changefreq>monthly</changefreq><priority>0.8</priority><lastmod>2026-05-18</lastmod></url>
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  <!-- pSEO: Scenarios (/retirement-stress-test/:scenario) -->
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